Current Rates: As of  March 6, 2014. 
Fees may reduce earnings and early withdrawal penalty may apply.
Product
Rate
*APY
Savings Accounts

.15%

.15%

Retirement Accounts
(IRA, SEP, SRA, Roth - rates as of 2/1/14)

.40%

.40%

NOW Checking Accounts
.15%
.15%

Money Market Checking
 
 
     Balances up to $10,000
.15%
.15%
     Balances of $10,000.01 to $25,000
.20%
.20%
     Balances of $25,000.01 and above
.25%
.25%
 
Certificate of Deposit    
91 Days
.15%
.15%
$1,000 Minimum Deposit, 30-day interest penalty for early withdrawal

182 Day

.25%

.25%

$1,000 Minimum Deposit, 30-day interest penalty for early withdrawal

12 Month

.30%

.30%

$500 Minimum Deposit, 90-day interest penalty for early withdrawal

18 Month

.35%

.35%
$300 Minimum Deposit, 90-day interest penalty for early withdrawal

24 Month
.45%
.45%
$300 Minimum Deposit, 90day interest penalty for early withdrawal

30 Month
.45%
.45%
$300 Minimum Deposit, 90-day interest penalty for early withdrawal

36 Month
.75%
.75%
$300 Minimum Deposit, 90-day interest penalty for early withdrawal

48 Month
.95%
.95%

$300 Minimum Deposit, 90-day interest penalty for early withdrawal

 

*APY:  Annual Percentage Yield