Current Rates: As of  February 1, 2012. 
Fees may reduce earnings and early withdrawal penalty may apply.
Product
Rate
*APY
Savings Accounts

.20%

.20%

Retirement Accounts
(IRA, SEP, SRA, Roth - rates as of 9/1/11)

.75%

.75%

NOW Checking Accounts
.20%
.20%

Money Market Checking
 
 
     Balances up to $10,000
.20%
.20%
     Balances of $10,000.01 to $25,000
.25%
.25%
     Balances of $25,000.01 and above
.35%
.35%
 
Certificate of Deposit    
91 Days
.50%
.50%
$1,000 Minimum Deposit, 30-day interest penalty for early withdrawal

182 Day

.65%

.65%

$1,000 Minimum Deposit, 30-day interest penalty for early withdrawal

12 Month

.85%

.85%

$500 Minimum Deposit, 90-day interest penalty for early withdrawal

18 Month

.85%

.85%
$300 Minimum Deposit, 90-day interest penalty for early withdrawal

24 Month
1.00%
1.00%
$300 Minimum Deposit, 90day interest penalty for early withdrawal

30 Month
1.05%
1.05%
$300 Minimum Deposit, 90-day interest penalty for early withdrawal

36 Month
1.15%
1.15%
$300 Minimum Deposit, 90-day interest penalty for early withdrawal

48 Month
1.35%
1.36%

$300 Minimum Deposit, 90-day interest penalty for early withdrawal

 

*APY:  Annual Percentage Yield